Tips for organising the family budget: how to start saving money.

Be prepared for unexpected expenses by building and maintaining an emergency fund. This should cover several months of living expenses in case of sudden job loss, medical emergencies, or major repairs. Having this financial cushion can prevent the need to go into debt when unexpected costs arise.

Lastly, involve your family in the budgeting process. This can include discussing budget goals with your partner and involving children in conversations about money, appropriate to their age. This approach helps ensure everyone understands the financial goals and works together to achieve them, making it easier to stick to the budget and save money.